Handgun, round chambered. Shotgun, no round chambered, five in reserve, five more on my stock. I like hearing the racking of a shotgun (just personal preference though....not a huge deal to me either way).
Some of you guys are assuming everyone breaking into your home is on meth. Most will not be, and yes I know the sound of a racking slide has been over done by the movies, but it has worked for me the one time I needed it in real life. Shotgun is also not my first round of defense. Fully loaded 357 is. No kids to worry about now.
Keep my 870 in "cruisier safe."