Correct. Most brokers want to keep the client, and the insurance carrier is the commodity, not the client.
Correct. Most brokers want to keep the client, and the insurance carrier is the commodity, not the client.
I have used AARP/United Healthcare Plan F. Pay the premium and never pay for anything else. This year Plan F is not available anymore but I am grandfathered in. I use the Tribe for medication. Several surgeries the last 5 years and never ever received a bill.
My wife has AARP/United Healthcare Advantage and Tribal medication. She will have some co-pays but she is very healthy.
You should give United Healthcare a good look.
My wife has AARP/United Healthcare Advantage and Tribal medication. She will have some co-pays but she is very healthy.
You should give United Healthcare a good look.
If you plan on never getting sick, Medicare Advantage is awesome. So basically you'll need to get hit by a bus when you're 90 or so.... 
If you think you'll ever get sick or have existing issues, then you roll the dice. Could be awesome too, could be a nightmare. I saw plenty of nightmares in my time in that industry.
FWIW, Medicare Advantage agents are paid $3-400 per enrollment. They never deal with you again, so they'll say anything to get you signed up.
If you think you'll ever get sick or have existing issues, then you roll the dice. Could be awesome too, could be a nightmare. I saw plenty of nightmares in my time in that industry.
FWIW, Medicare Advantage agents are paid $3-400 per enrollment. They never deal with you again, so they'll say anything to get you signed up.
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AARP/ United Healthcare has worked well for us over the years............. Haven't compared costs in awhile though. But coverage seems good.
If you plan on never getting sick, Medicare Advantage is awesome. So basically you'll need to get hit by a bus when you're 90 or so....
If you think you'll ever get sick or have existing issues, then you roll the dice. Could be awesome too, could be a nightmare. I saw plenty of nightmares in my time in that industry.
FWIW, Medicare Advantage agents are paid $3-400 per enrollment. They never deal with you again, so they'll say anything to get you signed up.
In addition to JD8's comments, when I had a Medicare Advantage plan (signed up in Colorado), it seemed OK until we traveled out of state. At the time, we hooked up our RV and moved to Oregon to be volunteers at a retreat and reunion center. While in Oregon, the ONLY option I had for medical treatment was the ER. So, somewhere months later, we got off of the Advantage plan to NEVER get on one again. We spend too much time traveling to other states for various reasons, and we don't want to be hampered again.
With regular Medicare and our supplement, we can go to any doctor we want that takes Medicare and in any state.
What brand name company?
I don't think you can but I've never researched it. I use the tribes DR's, get their meds and get referrals to see non tribal DR's
If you are talking about the Advantage plan, I think it was either United Health or Humana. That was about 5 years ago.
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