home insurance, what have you found out

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dennishoddy

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I had farm bureau for many years. We were really satisfied with their coverage. Had the bundle package with car/boat/house, etc.

We got a leak in a gasket in the bathroom toilet, resulting in a leak within the house. Carpet baseboards, etc. Less of a claim than a roof.

They paid it and dropped us like a rock. 20 years of no claims.

We live in the country, and its tough to find somebody that will insure further than 2 mi from a hydrant.

USAA took us on, and so far with only one claim, they did not raise the rate, and we are happy.
 

GUN DOG

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Got a hydrant in the front yard, fire dept may be volenteer only 2 1/2 miles away. I know older is more but hells bells, (some newer homes I would not touch quality is shite) I'm confident I can do better, just time, I think the want to get rid of me. I will look for higher deducts too.
 

Jeff405

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We go back and forth from Farmers to Travelers every few years after the rates creep up too much. We are with Farmers right now. If the rate gets high I can normally call my agent and make sure that all the discounts and whatnot have been apllied and it will adjust down, if not, I start calling around. I don't think we've stayed with one company for more than 4 years before we find better rates.
 

ronny

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I'd probably be pissed if I had any idea what you were talking about. Are you saying 50 is too old to be on this forum?
 

ronny

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Then I guess I won't be pissed. The small AARP membership fee allows access to their insurance program which has been a financial lifesaver for me over a several year period, not to mention the new roof I got last year.
 

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