Are you healthy? If so, look up an HSA eligible plan. Sink cash into the HSA and write it off. Wait it out for another year and a half and enroll in medicare and pull out what you put in the HSA. Make sure you get a plan G or Plan F supplement to Medicare and STAY away from Medicare Advantage.
Your situation sucks but at least you're getting a subsidy. Imagine working full time and not qualifying for a subsidy yet the premiums put a stranglehold on your finances.
Your situation sucks but at least you're getting a subsidy. Imagine working full time and not qualifying for a subsidy yet the premiums put a stranglehold on your finances.