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Although I do not promote CC's myself, I like cash and debt free. However, I do have a BPS Capital One CC, I use it for online purchases and business travel, I can also build up a few thousand a year in points. If I had to promote any CC I guess it would be Capital One, don't get me wrong, I am not suggesting get a CC, if it weren't for expensive business trips, I would just use my debit card for online purchases. But - the owner of Capital One, Richard Fairbanks, from what I have heard, is a loyal family man, I believe a Christian man (maybe maybe not), and an outdoors man. So, I hope all of that is true because I do use his card. But if you don't need one for a specific reason, don't use them! That's just my opinion.
They dont lose money on those credit cards, they make it