You can play semantic word games, but in the end the atheist have faith that the universe either arose from nothing or has existed for all time, where as the religious person has faith that there exists a god who either arose from nothing or has existed for all time, and created the universe. Either way there is clearly something that is beyond our understanding. I do not pretend to have the answers, though I have pondered these questions for many decades. My philosophy is to allow each individual to make his own way in this world.
IndVet, perhaps I took your post out of context, but if I did, I do not think I was alone.
Do you believe in Odin? If not, you're an Atheist too. (to paraphrase Richard Dawkins).