My $1,015 chicken dinner tonight.

[trekrok]

I've always dealt with the other parties insurance without a major issue. I'd expect a rental from them.

I use to think it would keep my insurance from seeing a claim and increasing rates, but I don't think it really matters.

 

[bigred1]

Hate it for you man....I know you like that vehicle and hope you don't get too sore outta the deal.

 

[Chief Sapulpa]

Maybe she misunderstood the TikTok Kia Challenge; she was supposed to steal your Kia not crash into it..

 

[SPDguns]

1. Glad you're not hurt.
2. Glad your car is still drivable.
3. Call HER insurance company and start a claim with them. If you start a claim with yours, it will go as a claim on your policy even if it's not your fault. If her company denies the claim, then file with your company. Your company will subrogate against hers and you'll get your money back. Eventually.
4. Get a dash camera. I have one in both of my vehicles and I carry one of them for rental vehicles when I'm out of town. The $250 will pay for itself in the event of a crash where there are no witnesses. Large agencies like OKCPD and Tulsa don't investigate accidents unless there's an injury. Your word against hers, after she talks to friends/family/lawyer/her insurance, she COULD change her story.
5. Good luck....

 

[yukonjack]

I hope she didn’t have Allstate. 9 months later I’m still waiting for them to pay.
Got rear ended by their insured. $20K worth of medical bills and a totaled out vehicle. Had to get an attorney and he says Allstate is the worst in the nation for paying out. Hope you get a quick resolution to your case!

 

[OKRuss]

I was at a dead stop, at the stop sign. She was coming off the offramp from the highway.

She was probably late for happy hour at J.R.'s!!

 

[okcowboy]

Plus 3 on the dash cam. It’s not the fanciest but it works great. I put them in all three of our vehicles.

Amazon links below.
Cameras
https://a.co/d/fcypCnr
Hardwire kit
https://a.co/d/5A0g7jI
Fuse tap x2
https://a.co/d/hu9i8NM
Optional polarization lens cover x2
https://a.co/d/fn0aUID

 

[Snattlerake]

I was at a dead stop, at the stop sign. She was coming off the offramp from the highway.

Here or

Here?

 

[El Pablo]

Don’t forget about diminished value…

 

[saddlebum]

I've got her insurance info. I'll follow up on this. Having not done this before I appreciate all the info on here. Thanks.

If I'm not at fault always file a claim with the at fault party's insurance that way you don't have to come out of pocket. I only get my insurance involved if the refuse to pay