BancFirst - Anti Gun?

[dvPete]

So I've been shopping around for credit card processing options for the FFL business, and I thought I'd see what my bank (BancFirst) had to offer. The rep I spoke to asked me what kind of business I had, and when I told her firearm and firearm accessory sales, she tells me that is on their exclusion list. They will not handle my credit card processing because I sell guns. I didn't have time to make much of an issue about it at the time, but I did question it. She gave me some BS about how there is too much potential for fraud with gun and ammunition sales. Really? In the most regulated industry in the nation? This makes no sense to me whatsoever.

Funny, they weren't against me having my money there for them to use, they just won't help me process credit cards! I would move my accounts somewhere else, but I'm pretty well established there now, and I'm beginning to think most banks will probably behave the same way. I hate banks, but the credit union I do my personal banking with no longer does commercial accounts of any kind. Just venting a little, and passing on that information for those of you who are using or considering BancFirst as your bank.

So I'll keep looking at the 3rd party processing solutions, or maybe stick with cash only. Does anyone have any suggestions or recommendations on credit card processors that are sensible and have reasonable fees?

 

[338Shooter]

Intuit and Square both denied me for the guns.

 

[dvPete]

Intuit and Square both denied me for the guns.

So who are you using?

 

[p238shooter]

BancFirst Claremore and Tulsa does not seem to have signs on the doors. Interesting they will not handle accounts. Also interesting they approve the benefits of armed customers, but do not want to assist them purchasing firearms.

 

[338Shooter]

So who are you using?

I have a friend run them. He uses Heartland payment systems I think.

 

[superdave65]

Thats just weird. I have two Gun Business checking accounts with Bancfirst and have been extremely happy with them. I use a "square" for credit cards, just because its cheaper

 

[Glocktogo]

Sounds like you got shined on by an anti-gun banker. I'd report it to their Board of Directors personally.

 

[dvPete]

Thats just weird. I have two Gun Business checking accounts with Bancfirst and have been extremely happy with them. I use a "square" for credit cards, just because its cheaper

I've been super happy with the checking accounts, and my personal banker has been great! But they just won't do credit cards for me.

Square doesn't allow telephone / internet sales of firearms either:

By creating a Square Account, you also confirm that you will not accept payments in connection with the following businesses or business activities: (1) any illegal activity, (2) buyers or membership clubs, (3) credit counseling or repair agencies, (4) credit protection or identity theft protection services, (5) direct marketing or subscription offers or services, (6) infomercial sales, (7) internet/mail order/telephone order pharmacies or pharmacy referral services (where fulfillment of medication is performed with an internet or telephone consultation, absent a physical visit with a physician including re-importation of pharmaceuticals from foreign countries), (8) multi-level marketing businesses, (9) inbound or outbound telemarketers, (10) prepaid phone cards or phone services, (11) rebate based businesses, (12) up-sell merchants, (13) bill payment services, (14) betting, including lottery tickets, casino gaming chips, off-track betting, and wagers at races, (15) financial institutions offering manual or automated cash disbursements, (16) financial institutions offering merchandise and services, (17) sales of money-orders or foreign currency by non-financial institutions, (18) wire transfer money orders, (19) high-risk merchants, including telemarketing merchants, (20) service station merchants, (21) automated fuel dispensers, (22) adult entertainment oriented products or services (in any medium, e.g., internet, telephone or printed material), (23) internet/mail order/telephone order firearm or weapon sales, (24) internet/mail order/telephone order cigarette or tobacco sales, (25) drug paraphernalia, (26) occult materials, (27) hate products, (28) escort services, and (29) bankruptcy attorneys.

By accepting this Agreement you confirm that you will satisfy these requirements.

 

[powdernlead]

Call David Frederick at 405-361-1461 Tell him Brandon from Bruski Autotechnik sent you. Excellent guy, very pro-2A. I cant remember the name of the co he works for, but they have the most reasonable fees I have been able to find.

 

[pepper]

MidFirst and Bank of the West both work with gun shops. I have a contact with Bank of the West. If you want his contact information, pm me.