About 10 years ago, I got a $4k tax refund and a $2k inheritance. Planned on putting down-payment on 10 acres to build a homestead. 3 days later shwacked a bull at 2am on the highway. Totalled the car. Had to get another one. By time I got that $6k rebuilt, the land was gone. Haven't found that good a deal since then... still have the same issues. If its not house repairs, its cars or medical... I've about given up. Fickle fingers of fate say I don't get to build a home, then I don't get to build a home. **** it...