You see the question mark? It was posed as a question? But, I guess the only religion that bans it is Muslim.
You should and will get a discount but you must ask. Metal roof, better fire rating.
I have insurance on my vehicles as stated in my post. It’s the law.
Both my houses are paid for, and we still carry insurance on the one my wife lives in. It goes up every year without a claim. They want to asses my property for more than twice what it’s worth including household belongings which I have none and want a ridiculous deductible based based on that value.
I walked away with nothing but 2 of my 4my classic cars and my house when I decided to leave. Gave her everything else including my IRA. Slept on a sleeping bag for awhile before I upgraded to an air mattress. I could sleep in a van. I just need enough coverage to scape the lot and haul it off.
You might consider going with a specialty insurer like Hagerty for the hot rod. I have no idea how much they cost, so it might not be worth the hassle, or it might cost more, but you never know.
After I retired I shopped different companies an had it down to State Farm or Shield of Shelter. Ended up going with shelter. It would be best if you had a friend that was an agent to guide you. Because I don’t feel that the agents tell you all details to get you qualified for best rates or discounts.
Just to clarify, my hotrod is a 2019 Scat Pack, not a classic but it does have the 6.4L engine, which is the cause of some of the heartburn with insurance.
I think she was able to get me Mercury on the house and one vehicle and then Progressive for the Scat Pack. Progressive also has my FJR.
I'm not adverse to a metal roof at all, was just always a bit wary of it due to the hail we get. It may not get a hole punched into it but I don't want it looking like the 400lb chick down the street in a pair of shorts.
On another note, HOW THE H*LL do we get folks in a p*ssing match about religion when we're discussing insurance??
Knock it off.
I think she was able to get me Mercury on the house and one vehicle and then Progressive for the Scat Pack. Progressive also has my FJR.
I'm not adverse to a metal roof at all, was just always a bit wary of it due to the hail we get. It may not get a hole punched into it but I don't want it looking like the 400lb chick down the street in a pair of shorts.
On another note, HOW THE H*LL do we get folks in a p*ssing match about religion when we're discussing insurance??
Knock it off.
I had FB and switched to Allstate and cut my costs by almost half. Have filed 2 claims in 5 years and no issue there.
In the 15 years I've had my metal roof, I've not had any problems.
About 4 years after it was installed, we had a crazy hail storm come through town. It was nuts, and was hammering the roof WAAY worse then typical hail storms. I seriously thought the hail was about to bust through the decking. (It was that bad.)
Few days later, I checked the entire roof and I found (1) minor dent. Metal roofs are robust and durable. Don't worry about dents.
OR... Just drive through the country and look at other people's older metal roofs. I never see dented roofs.
Collector car insurance is absolutely worth it. Much cheaper rates and much better coverage than regular insurance for a lower price. I have all 3 of my cars with American Collectors. $360 a year for full coverage with towing on all 3 cars.
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What, are you new here? Thread drift is a given.
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