I carry IWB at 11:30 or 1ish but I carry a Kel-tec .32 in a cheap leather Ace holster that sits with the grip even with my waistband. Womens jeans are made so low-rise and shirts short and tighter than mens it's difficult to carry my M&P 9c so I carry it in my purse. If I'm wearing my Work pants I carry in the cargo pocket