Haven't felt a tremor in awhile. I guess the fracking shut down solved the earthquake problem? I dunno.
Thinking about now renewing.. What do yall think ?
Thinking about now renewing.. What do yall think ?
Mine was so cheap it didn't make any sense not to have it.
Granted, it wouldn't pay but about 1/2 (IIRC) if major damage occurred but the cost for it was minimal, so I look at it as some is better than none.
Granted, it wouldn't pay but about 1/2 (IIRC) if major damage occurred but the cost for it was minimal, so I look at it as some is better than none.
Yeah, that's the other thing. Mine had a 20% deductible, plus numerous exclusions, etc............... that by the time I was to ever receive a claims---it would be so watered down as to be minimal......... And costing me about $450 per year in premiumsw!
An earthquake at my house might start a fire.
Yea that would make me parse the numbers too. Mine wasn't anywhere near that cost. I think it was less than $200 and it wasn't from my homeowners policy either. I used an independent agent and it's what she drug up. House value was about $175k.
Totally dependent on cost.
My homeowners jumped from $1400 to $2200 / year; after I filed a claim for roof replacement from hail damage.
Insurance paid $0, said it was a "maintenance issue", roof was over 10 years old.
When renewal invoice was sent, told them "to shove it where Paul Pelosi likes it."
New roof was $4200, 2 years of premiums. Pay premium to home savings account and self insure. House is paid for and I will take the risk. Screw them blood sucking leeches.
My homeowners jumped from $1400 to $2200 / year; after I filed a claim for roof replacement from hail damage.
Insurance paid $0, said it was a "maintenance issue", roof was over 10 years old.
When renewal invoice was sent, told them "to shove it where Paul Pelosi likes it."
New roof was $4200, 2 years of premiums. Pay premium to home savings account and self insure. House is paid for and I will take the risk. Screw them blood sucking leeches.
You either have a tiny roof or got a really good deal on it.
I'm from earthquake country, you could see the fault at low tide, it was about 2 miles from my house. We were not offered earthquake insurance at anything close to reasonable. My house was built in 1924 and stood through three 6+ quakes without issue. You need earthquake insurance in OK about as much as I needed tornado insurance in Seattle.
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