1. I'm still in school.What stopped you from serving after you'd obtained the education? Not serving in the military does NOT make you a lesser person, but saying "I wanted an education" isn't the only reason you chose not to serve either.
2. When I get out, I'll hopefully have a career and start a family.
3. You're right, it's not the only reason. I'm a very independent person, the service would not suit me. I have a wife, wouldn't want to leave her. Also, I do everything in my power to stay out of harm's way. Some call it cowardice, I call it survival.
Some guys have all these things and still make the sacrifice and THOSE guys are better than me. But when you have nothing stopping you and it's pretty much your only option, and you want to do it because it suits you, that's different.