Insurance with a commuter could actually be a savings.
What you are paying for her Explorer, full coverage vs not driven for work (must specify to Insurance company and adding commuter (liability only) could be less or at least, a wash.
My brother drove 56 miles, one way. His pick up got 17 mpg. He bought a 3 yo Honda Civic with 140k and got 46+ mpg.
Drove it 300k and got another 3yo Honda, kept repeating. His pickup lasted 20 years, was like new and had <100k. Savings on insurance and gas paid for the commuter cars.
More involved in cost, than just gas.
What you are paying for her Explorer, full coverage vs not driven for work (must specify to Insurance company and adding commuter (liability only) could be less or at least, a wash.
My brother drove 56 miles, one way. His pick up got 17 mpg. He bought a 3 yo Honda Civic with 140k and got 46+ mpg.
Drove it 300k and got another 3yo Honda, kept repeating. His pickup lasted 20 years, was like new and had <100k. Savings on insurance and gas paid for the commuter cars.
More involved in cost, than just gas.