I too only pay water, trash gas and electric ...phone internet tax and insurance. My house is paid for as is my truck.I wonder how that would look if i was on a well and septic with propane.
If you had propane and well, the increased cost of propane would eat all your savings for the water. I was on poropane for 17 year and it can and does get stupid high especially if you run out in Jan. I heated primarily with a pellet stove and saved a ton of money over heating with propane and I got an on demand water heater. I could then fo a year on 250 gal. of propane and it was $300 to fill it in Aug.