Bob shouldn't be a dick head and tear up other peoples stuff just because he is stupid and inattentive.
I don't always disagree with what you say, but this is the dumbest idea I've heard all week.
Bob shouldn't be, I agree. But bad driving happens.
But the system we currently have now seems to work great, right?
25% or more drivers with no insurance, sounds like you better buy insurance for yourself anyway.