Demand letter from mortgage co.

[HSIG]

I got a demand letter from the co. that services my mortgage today threatening foreclosure for a default pertaining to the terms of my mtg. They said I had not paid my 2011 property tax and if not paid in the next 15 days they would proceed with the action. I tried to explain that tax statements don't go out until Nov. 2011 and that property taxes are paid in arrears, they said they had never heard this before and unless I paid the county treasurer they had no choice but to start the foreclosure. My response was to go right ahead. Anyone else ever had this happen? I have 38yrs in the real estate industry and know my way around. This is going to be fun.

 

[cowzrul]

Did you lookup your information on the Oklahoma County Assessor and see what it shows for your taxes? http://www.oklahomacounty.org/assessor/Searches/DefaultSearch.asp
Mine shows the last paid is 2010 for both my land and my home.

 

[HSIG]

Did you lookup your information on the Oklahoma County Assessor and see what it shows for your taxes? http://www.oklahomacounty.org/assessor/Searches/DefaultSearch.asp
Mine shows the last paid is 2010 for both my land and my home.

Yes, 2010 has been paid in full, they want me to pay 2011 NOW!

 

[4play]

Thats funny, maybe they want us to start pre-paying our taxes and you are the first one in line to do so.

 

[HSIG]

Sounds like another one of Obama's plans.

 

[Mechanicalmehem]

Or a scam....
--Mech

 

[HSIG]

Not a scam, I've talked with them no less than a dozen times in the last 12 months because of other things they tried to pull.

 

[expertzx]

I got a demand letter from the co. that services my mortgage today threatening foreclosure for a default pertaining to the terms of my mtg. They said I had not paid my 2011 property tax and if not paid in the next 15 days they would proceed with the action. I tried to explain that tax statements don't go out until Nov. 2011 and that property taxes are paid in the rears, they said they had never heard this before and unless I paid the county treasurer they had no choice but to start the foreclosure. My response was to go right ahead. Anyone else ever had this happen? I have 38yrs in the real estate industry and know my way around. This is going to be fun.

This makes no sense at all. WTF

 

[tRidiot]

Mortgage companies are desperate now. They're terrified of losing any more money. stick to your guns. Get a letter from the county assessor's office stating your taxes are current and paid in full as of this date.

Then tell 'em to pound sand and take you to court. Then the judge can reprimand them and award you punitive damages for a frivolous lawsuit.

 

[HSIG]

Mortgage companies are desperate now. They're terrified of losing any more money. stick to your guns. Get a letter from the county assessor's office stating your taxes are current and paid in full as of this date.

Then tell 'em to pound sand and take you to court. Then the judge can reprimand them and award you punitive damages for a frivolous lawsuit.

That's the plan, already got the letter.