As I understand it, the insurance agencies have to report to the state electronically now, so they (OHP, at least) know if you have insurance.I got pulled over a few weeks ago by OHP for speeding one night and apparently some of the OHP officers dont ask to see the insurance card any more here. He asked for my DL, I handed him my DL and CCL(its a habit now to hand them that with my DL even if Im not carrying, which I wasnt) and asked if he needed to see my insurance card as he was walking away and he said he didnt need to see it. I figured he scanned my tag or they know youre current on your insurance when they call in now.