I try to help those who are ready to make life changes instead of posting remarks like ”internet pocket watching”. I’m still unclear if you really have the situation you described or just trying to make light of managing personal finances. I’ve talked to about 10 people in the last month who are genuinely struggling and looking for hope. Yes, I am sometimes sarcastic and sometimes people like you rile me up more than I should be. You and a few others seem to enjoy it. I have made lots of poor financial choices in my life and now I try to help others when I can. If you are seriously in the position you described you can pm me and I will try to offer suggestions. Or you can do what some of your forum bros do and entertain yourself.Do people come running for financial advice after watching you talk down to others about their fake finances/lives? Genuinely curious.