I currently have Safeco home and auto insurance. My premium has went up the last two years which resulted in a shortfall in my escrow account. Needless to say I ain’t happy about it. I was shopping around and the only place I could find that was as cheap was farmers. Actually farmers was about $1,000 cheaper per year on my home and about $300 cheaper for auto. The agent that called me is a guy from Midwest City and he asked me the amounts I wanted and then I asked about firearms. He said I would have to take out a floater policy to cover guns. They will only pay up to $3,000. So I took out a $15,000 floater policy as well. The amounts I chose for my home were actually quite a bit higher than what I have with Safeco. It is hard for me to believe it could be that much cheaper with that kind of coverage. I was going to commit to switching when I went over the paperwork and noticed a couple of discounts that I know they are gonna take away once I sign the paperwork. Then the premium will go up. I just don’t have a very good feeling about it. Once the agent thought I was getting it I haven’t heard from him. That tells me all I need to know about him. All he cared about was getting a sale. My current policy doesn’t have a cap on firearms. They will pay up to whatever my personal property is. I don’t know if any other company that does that. Does anyone have farmers and if so how do you like them? Also, if anyone has Safeco how do you like them? I have only been with them a short time.