How do you pay for your addiction?

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n423

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We are retired, but agree with:
stay out of casinos
don't drink or smoke
payoff credit cards every month
don't eat out at restaurants as often(we used to eat out 4 nites a week)
 
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Larry Morgan

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No kids (yet)
No cable/satellite
No soda (for me, although I originally quit to keep my blood sugar down, but it helps)
Try to cook at home during the weekdays at least

And for me personally, I have all sorts of saving methods set up. I am a firm believer in this, because my spending is directly attributed to how much money I see I have
in my checking account. To combat that, I get the money out of my own hands, and into a savings account. I don't lose the money, but I perceive money in my savings
account differently and will think more about spending it. So then, my checking account doesn't grow enough to make me feel overly comfortable with spending
large sums on frivolous things. Actually, I have two savings accounts, one for main savings, another for toy savings.
 

grizzly97

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No kids (yet)
No cable/satellite
No soda (for me, although I originally quit to keep my blood sugar down, but it helps)
Try to cook at home during the weekdays at least

And for me personally, I have all sorts of saving methods set up. I am a firm believer in this, because my spending is directly attributed to how much money I see I have
in my checking account. To combat that, I get the money out of my own hands, and into a savings account
. I don't lose the money, but I perceive money in my savings
account differently and will think more about spending it. So then, my checking account doesn't grow enough to make me feel overly comfortable with spending
large sums on frivolous things. Actually, I have two savings accounts, one for main savings, another for toy savings.

That's a flat out smart move right there! I just recently started doing that myself.
 

aestus

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I'm fairly fortunate in that I am well off in my line of work. I'm not married, don't have any bills except for my house and utilities and at anytime, I can pickup a freelance project and make an extra 5-10k on the side. I try to limit my spending on firearms by selling one off or trading just by principle. Most of my money usually goes back to various investments and funding different ideas I have or to the okcCoCo.

I don't have cable anymore and only pay for Netflix. Don't have a telephone line, since I use my cellphone for everything. About the only major expenses I have are updating all my Adobe software every two years along with a new macbook pro every 3 years.

My favorite game I like to play is to see how far up I can trade up starting with little to nothing. It's kind of like the paperclip to house story where a kid started with a paperclip and kept trading up until he got a house a year later. I'll see if I can find that new story and link it here if I find it. Anyways, I played a similar game where I started with a $25 RG .22LR revolver that was utter crap and made a bunch of deals in between by either trading up and selling guns until I ended with a S&W BG .38 special that my Dad ended up claiming as his Birthday Present last year, rofl.

I did a similar thing this year, where I started with a $100 treadmill and eventually ended up with a Beretta 92FS Centurion, which I recently traded for a Yugo m70ab2 AK rifle.
 

kroberts2131

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Most people don't approve of my method but the wife and I have a credit card with a low interest rate that I will buy something on, spread out the payments over 4-6 months then my wife takes a turn for herself. Its not the greatest idea for everyone but it works for us. We both have extremely good credit and this helps maintain that. I suck at saving up so I call it saving down!
 

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