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Wasn't pointing fingers at anyone here, just a general observation about things I have witnessed.
It depends on the degree. A degree in gender studies, etc is not worth the paper it is printed on. A degree that will get you a job that pays enough to easily cover any student loans is another story. Our colleges have gone from places of higher education to money farms for liberal causes. If I was a HS grad today, I would go to a trade school instead.
If you are talking about scholarships, don't count on it if you are a white male, in good health, middle class and not anything extremely high on the ACT or GPA. Your 'normal' non-minority kid is screwed as for available money.There is absolutely no reason to take out a loan to go to school. There are thousands of ways to pay for school without taking out a loan. School loans are the worst form of consumer borrowing, and it ain't even close. Credit Cards are a distant, distant 2nd, but I'm not sure they're even in the same galaxy as school loans. I don't give a deuce what the degree is in. Pay for it. Work your way thru, or save until you can pay as you go. Do not take out a school loan.
If you are talking about scholarships, don't count on it if you are a white male, in good health, middle class and not anything extremely high on the ACT or GPA. Your 'normal' non-minority kid is screwed as for available money.
When my youngest was looking for scholarships, we bought the books, went to the websites etc. If he was a female, no parents, from Pakistan, had one leg, was blind or I was in prison, he could have had college paid for easily. But being an average white kid with parents who work hard, decent grades and a 27 ACT, the scholarships are limited. At least that was the case about 7-8 years ago and I doubt it has changed if not even worse.
He did get two, one from the ladies at church (you basically had to apply and you got it) and the second from his college for his ACT score. Both were minimal amounts but all of it helped since I as paying the rest. No loans for him as I have stated previously, I am against debt.
100% agree. I grew up in a working class family, one that knew how to work hard (but not smart, in my opinion). I graduated somewhere in the middle of my high school class and started working my way through college; attending part time at night while working 40hrs/week during the day. Along the way, I gained valuable experience in a variety of fields, and cultivated a solid network of relationships. The phrase "it's not always what you know, but who you know" holds a lot of truth. I've probably held a dozen jobs since high school and I think I only landed one where I didn't have someone I knew already working there recommending me.There is absolutely no reason to take out a loan to go to school. There are thousands of ways to pay for school without taking out a loan. School loans are the worst form of consumer borrowing, and it ain't even close. Credit Cards are a distant, distant 2nd, but I'm not sure they're even in the same galaxy as school loans. I don't give a deuce what the degree is in. Pay for it. Work your way thru, or save until you can pay as you go. Do not take out a school loan.
Furthermore loan payments that go directly to the student that get spent on living expenses, beer, clothes, travel, pizza, cars, gas or fuel, etc, etc, etc are the bane of society.
Not necessarily true. My kid started at OSU last week as a freshman. He studied hard in HS and we are white, upper middle class and some may even consider us wealthy due to our incomes. I don't see us that way considering our careers. I'm sort of a blue collar sales guy and wife does very well in her white collar real commercial estate career. My son received almost $14K in academic scholarships due to his hard work in high school and he only averaged a 3.75 gpa but took some AP classes and we were diligent as parents to make sure he kept them up. money is out there if your kid applies themselves and does there part to assist with college tuition. We are paying for the remainder of his costs to attend college. Both of our parents paid for our college so we are doing it for him.If you are talking about scholarships, don't count on it if you are a white male, in good health, middle class and not anything extremely high on the ACT or GPA. Your 'normal' non-minority kid is screwed as for available money.
When my youngest was looking for scholarships, we bought the books, went to the websites etc. If he was a female, no parents, from Pakistan, had one leg, was blind or I was in prison, he could have had college paid for easily. But being an average white kid with parents who work hard, decent grades and a 27 ACT, the scholarships are limited. At least that was the case about 7-8 years ago and I doubt it has changed if not even worse.
He did get two, one from the ladies at church (you basically had to apply and you got it) and the second from his college for his ACT score. Both were minimal amounts but all of it helped since I as paying the rest. No loans for him as I have stated previously, I am against debt.
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