We pay bills online and use the debit and credit cards almost all the time. I always carry cash for Sonic or whatever, even though they take debit or credit.
There are only a few gubment agencies that will only take cash or checks (or pay extra charges).
There are only a few gubment agencies that will only take cash or checks (or pay extra charges).
Okay I write about 2-3 a Month ... There are some Banks that don't have check card capibility. I still don't know if the First National Bank of Turley does. As of a couple years ago, my Father-In-Law said they didn't offer check card services. They may by now, I don't know.
Checks for utilities, credit cards, etc. Mostly I like cash.
Cash is nice but, what happens if your at your favorite gun shop and that new 1911 you want is there??? Oh and a nice AR??? Go break open your piggy bank ill be headed to the range with my debit card riding shotgun!!
Oh, I always have some money in cash for these reasons, usually 40 to 60 bucks or so. But I rarely if ever spend it. I just keep it handy and principally use my plastic.
Also deposits are a foreign concept to me. I visit a bank about 4 or 5 times a year.
I use 'em all.
Except debit cards. You would be hard pressed to get me to get one of those. My daughter had her's stolen when she was in college. Guys figured out her PIN and went wild.
Little did I know that the bank had linked her card and account to my business account and had put no daily withdraw limit on the card. It was supposed to be as a courtesy to me. They ran thru about 2K before we could stop it.
Yes, the bank made good on it, but still.
I use checks for just about everything. Easier for me to keep track of. End of the year, I just print up a report and give it to my accountant.
I could probably do the same with a debit card, but I hate those things.
Credit cards are OK. I use those quite a bit. Not as much as my wife does, though. I think that she has actually melted a few.
Dave
Except debit cards. You would be hard pressed to get me to get one of those. My daughter had her's stolen when she was in college. Guys figured out her PIN and went wild.
Little did I know that the bank had linked her card and account to my business account and had put no daily withdraw limit on the card. It was supposed to be as a courtesy to me. They ran thru about 2K before we could stop it.
Yes, the bank made good on it, but still.
I use checks for just about everything. Easier for me to keep track of. End of the year, I just print up a report and give it to my accountant.
I could probably do the same with a debit card, but I hate those things.
Credit cards are OK. I use those quite a bit. Not as much as my wife does, though. I think that she has actually melted a few.
Dave
I dont write checks. I seen two people at dollar general writing checks this morning.
After being a "customer" using paypal for over 10 years with my credit card never being any kind of problem I recently received a notice that my total purchases were reaching their $10,000 limit and to continue using their services I would now have to also give them my bank account number and access to that account. I guess they now have reason to question my character since all my payments went through as expected, I must be on the edge of shady.
I only will make $753 more purchases from people who take paypal only, then I will purchase elsewhere. They do not need my CC number and my bank account access for anything. Done
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