Don't fart when they are on.....
Don't fart when they are on.....
like said you can get a new truck loaded for well under $50k.
Case in point, we consolidated vehicles to get down to two vehicles. I picked up a 2014 GMC Sierra with the All Terrain package and the 6.2l motor, 4x4. Sticker was $53k I walked out at $42,500. Financed it with Communication Federal for 72 months at 1.49%, I make about that much in interest credit off of the money in our account so the interest I pay on the loan will almost be nil at the end of the loan. As said, borrowing someone elses money for free is a win.
Case in point, we consolidated vehicles to get down to two vehicles. I picked up a 2014 GMC Sierra with the All Terrain package and the 6.2l motor, 4x4. Sticker was $53k I walked out at $42,500. Financed it with Communication Federal for 72 months at 1.49%, I make about that much in interest credit off of the money in our account so the interest I pay on the loan will almost be nil at the end of the loan. As said, borrowing someone elses money for free is a win.
I agree with you there. I hate debt, but don't consider this debt when I can pay it off at any time, it's 0 interest and my cash is earning.
F-350 Crew Cab 4x4 Diesel Dually Lariat
I, too, was always gas engine, until they did away with the 460. My '06 F-150 5.4 is a great truck, but with a loaded stock trailer, it is straining. Not into the 'fog the world' with black smoke, but at 20 mpg diesel vs. 17 gas, 15 pulling trailer vs. 10, and diesel engine is rated for 600k miles (I know of 4 with 500k and nothing but routine maintenance), I caved and went diesel.
Comparing an F150 with a 5.4 to a F350 dually diesel isn't quite fair, and the only way diesel truck owners are getting 20 mpg is by using "highway gears". I talked to several guys who haul cattle for a living before buying my F250 with the 6.2l gas motor, and even with the Ford 6.7, they are only getting 8-9 mpg pulling and 11-12 empty. Granted, they are running 4.30 gears. My gas trucks are getting 7-8 pulling and 12-14 running empty, and my oil changes at the Ford dealership cost me $52.
I have owned 6 diesel pickups since 1995, and I will more than likely never own another one. I just can't make the numbers add up to justify it economically, but whatever floats your boat.
Diesel or gasoline?
That would be the old 5.9 Cummins, and it is a great motor. I have one in a 1997 F800 2 ton truck, and I get 13 empty in that truck.
I just went out to the Ford site and did a price and build on a 2014 F-150 comperable to mine. Mine is a 2005, the sticker was $32,500. A comperable 2014 would sticker for $38,000 to $39,000. That's around 2% increase every year over the last 9 years. Sounds about right to me. The big difference is there is page after page of options that weren't even available 9 years ago. Just that much more crap I have no use for and I'm not into impressing anyone.
Car prices are generally a good example of the effects of "interest" or "returns" compounding (though it's actually inflation).
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